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Our goal is to improve your credit score. That will come through credit restoration & credit rebuilding. If you follow our guide you can see an increase in your credit score within a month. However, when it comes to fully restoring your credit that takes time. We recommend giving yourself 6 months to a year to optimize your credit profile.
No one can tell you how many points your score will increase or give you a certain time frame because the FICO scoring model has several factors to calculate your credit score based on the algorithm. Although we can't tell you how long it will take, we can guarantee that if you take our advice, manage your credit responsibly, be patient and consistent you CAN have a 700 credit score.
Typically every 30 days. You will receive alerts whenever there are significant changes, such as new accounts or inquiries.
Hard inquiries, which occur when a lender checks your credit report for a credit application, can lower your score slightly. Multiple hard inquiries within a short period can have a more significant impact.
You can remove inaccurate negative items through the dispute process. However, accurate negative items will typically remain on your report for seven years (or ten years for bankruptcy).
Look for inaccuracies such as incorrect personal information, accounts that don't belong to you, incorrect account statuses (e.g., an account marked as late when you paid on time), and duplicate accounts.
You can get a free copy of your credit report once a year from each of the three major credit bureaus (Equifax, Experian, and TransUnion) at AnnualCreditReport.com.
Our credit repair services won't help you, but building your credit by adding new accounts to your credit report will.